Best Business Credit Cards
If you run any kind of small business, from a Mom and Pop shop or home business to a new high tech venture, a small business credit card is a great thing to own. A small business credit card will allow you to keep track of your business expenditures much more easily, since the issuer will send you a statement at the end of every month. Furthermore, many issuers now offer online statements, so you never have to worry about losing track of your expenditures.
But the benefits of owning a card like this go much further than keeping track of your expenses. Now issuers are offering cards that give you significant cash rewards for using the card. Of all the available small business credit cards, the very best cards are listed below. These include the following:
Best Business Credit Card
Advanta Platinum Business Card With Rewards. This MasterCard gives you a 0% APR on all purchases for the first 15 months, and a terrific APR of 7.99%, thereafter with no annual fee. You also earn 5% cash back on your purchases. This is the best business card you can get.Best Visa Business Card
Chase Business Rebate Card.This Visa card gives you a 0% APR on all purchases for the first 12 months, and an APR of 11.74%, thereafter with no annual fee. You also earn between 1% and 3% cash back on your purchases.Best American Express Card
American Express SimplyCash(SM) Business Card. This AMEX card gives you a 0% APR on all purchases for the first 12 months, and an APR as low as 8.25%, thereafter with no annual fee. You also earn 5% cash back on office supplies, gas, and wireless services, and 1% back for virtually all other purchases.Best Discover Card
Discover Business Card. This Discover card gives you a 0% APR on all purchases for the first 12 months, and an APR of 13.99%, thereafter with no annual fee. You also earn 5% cash back on office supplies, 2% on gas, and 1% back for virtually all other purchases.Best Business Line of Credit
Business Line of Credit from OPEN(SM) The Small Business Team. You can also get a line of credit for your business, where you can access your money via your choice of card, check, or electronic transfer. This line of credit comes with a low 9.74% APR with no application or loan origination fees. Credit lines between $10,000 and $100,000 are available. This is a great option if you need financing for some larger business expenses or investments.